The UK government classifies road traffic accident claims according to the type of accident. These claims protect pedestrians, bikers, cyclists, passengers, and car drivers. You can make road accident claims both for personal and direct injuries, such as:
- Airbag injury
- Child restraint injury
- Whiplash injury
- Seat belt injury
Reasons for road accidents in the UK
Road accidents can take place due to various reasons. The reason doesn’t matter in the UK. If you can prove that your opponent is wrong, you can lawfully claim compensation for your damages. Most road accidents take place due to:
Not following traffic signs, taking sharp turns, overtaking, and speeding can all cause severe accidents. You can claim for your road accident damages if you prove the guilt of your opponent.
Drinking and driving, changing music in the car, and speaking on a mobile phone indicate the driver’s negligence, leading to road accidents.
3. Car malfunction
Many people don’t check their cars properly before going for a ride. Steering wheel malfunctions, poor road tire traction, and brake failure lead to hundreds of accident in the UK every year.
Things to do in a road traffic accident
Accidents don’t come calling. You will not even know what hit you before you find yourself in a mess of broken glasses and blood around. But you need to keep calm and do the following things to claim your road traffic accident damages:
- Share information like insurance details, car registration number, home address, name, and phone number with the offender.
- Always take photos of the crime scene. If you can’t get up due to an injury, ask someone else to take pictures on your behalf. This person may also become your witness if the case goes on trial. Photos will give your lawyer an idea about who hit whom. Try to capture as many pictures as possible from different angles. You should also take a few photos of yourself to portray the level of injury after the accident.
- Take note of the make and model of the offender’s car. You should also write the car color and number. Also, note the name of the owner if he/she is not the driver.
- Don’t forget to talk to the witnesses of the accident. Take their phone numbers so that your lawyer can contact them later if required.
- Don’t discuss the accident with anyone except your lawyer. You may not get your deserved road traffic accident claim if anything goes wrong.
- Inform the police and your insurance company about the accident as soon as possible.
Road traffic accident claims process
Legal representation is essential in the UK when it comes to fighting road traffic accident claims. From minor cuts to life-threatening injuries, you can claim for what is rightfully yours. You shouldn’t pay for someone else’s mistake. Here is the claims process you need to follow:
- Consult your lawyer – discuss the entire accident with your lawyer only. Don’t answer questions from your car insurance company because they would want to provide a low reimbursement. Also, don’t speak to the offender’s lawyer. They may want to cut a deal to avoid paying more later.
- Show pictures – in addition to describing the accident, you should also show photos of the crime scene. It helps lawyers understand how the accident took place.
- Listen to your lawyer – lawyers understand whether you have enough potential to win the case. If they want to go to trial, don’t stop them. They will provide the maximum claim you can get from the offender and insurance company.
Don’t panic after an accident. That allows the offender to manipulate you and settle the case for a small amount of money.